Expert Advice

First-Time Home Buyer Loans for Florida & Pennsylvania Borrowers

Turn Your First Home Dreams Into Reality — With Smart, Flexible Financing

At Dynamic Funding Solutions, we help first-time home buyers across Florida and Pennsylvania secure affordable, compliant financing designed to fit their goals, income, and lifestyle — without the confusion of traditional lending.

Our First-Time Home Buyer Programs are built around clarity, education, and long-term stability. Whether you’re buying your first condo, townhouse, or single-family home, our licensed advisors structure your loan to match your real financial picture — not a one-size-fits-all formula.

If you’ve been told “you don’t qualify” due to limited credit history or a smaller down payment — we’ll help you explore every compliant program available, including FHA, conventional, and low down payment options that make ownership achievable.

With trusted NMLS-licensed advisors and full CFPB and HUD compliance, our First-Time Buyer programs deliver security, transparency, and confidence — so you can purchase your first home with peace of mind.

Dynamic Funding Solutions

Loans in Pennsylvania & Florida

Why Borrowers Choose Our First-Time Home Buyer Programs

  • Qualify using real income documentation and verified credit history — not inflated formulas.

  • Designed for first-time buyers, young professionals, and families starting their homeownership journey.

  • Access low down payment options and flexible closing cost support through FHA, conventional, and private programs.

  • Local expertise in Florida & Pennsylvania — clear communication, smooth approvals, and personalized guidance every step of the way.

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About Dynamic Funding Solutions

Helping Homeowners Build the Future They Deserve

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Dynamic Funding Solutions

Loans in Pennsylvania & Florida

25+ Years of Trusted Mortgage Experience   ✦
Licensed in Florida & Pennsylvania   ✦
HUD-, CFPB-, and NMLS-Compliant Lending Practices   ✦
Transparent, Client-Centered Mortgage Solutions   ✦
Personalized Loan Programs Tailored to Your Goals   ✦
Construction, Bridge, Refinance, and FHA Loan Experts   ✦
Local Advisors — Real Guidance, Not Algorithms   ✦
Over 100 A-Rated Lenders in Our Trusted Network   ✦
Secure, Encrypted Document Handling for Every Loan   ✦
Dedicated Support from Pre-Approval to Closing   ✦
Helping Home Buyers, Builders, and Investors with Confidence

Your Trusted Partner in Mortgage Lending

About Us

At Dynamic Funding Solutions, Inc., our mission is simple — to help individuals, families, and investors reach their homeownership and financial goals with clarity, confidence, and care.
With over 30 years of mortgage experience, we’ve built a reputation across Florida and Pennsylvania for delivering transparent, compliant, and client-centered lending solutions.

From first-time home buyers to builders, refinancers, and property investors, we guide our clients step by step through every stage of the mortgage process — making financing simple, secure, and stress-free.

Company Background

Founded by Lena Polnet, Dynamic Funding Solutions was built on a vision to make mortgage lending more transparent and trustworthy.
Over the years, Lena and her team have helped thousands of clients access homeownership through customized programs that fit their goals — not generic formulas.

Our lending platform operates under full HUD, CFPB, and NMLS compliance standards, ensuring that every transaction is safe, fair, and transparent.

We’re proud to serve as a long-standing, community-based mortgage provider that treats every borrower like family — with honesty, accountability, and professional care at every step.

Our Mission

At Dynamic Funding Solutions, we believe financing should empower you — not overwhelm you.
Our team’s purpose is to simplify the lending process and educate borrowers on their real options so they can make confident, informed decisions.

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Core Values

Transparency

Transparency

We explain every rate, term, and condition in plain language — no hidden fees, no fine print.

Client-Centered Service:

Client-Centered Service:

We tailor every loan strategy to your financial goals, comfort level, and timeline.

Integrity

Integrity

We believe in long-term client relationships built on fairness and accountability.

Compliance

Compliance

Every loan follows HUD, CFPB, and NMLS standards, ensuring full borrower protection and data security.

Why Choose Us

Empower You with Unique Financial Solutions
Why Borrowers Choose Dynamic Funding Solutions

When you work with Dynamic Funding Solutions, you’re not just applying for a loan — you’re partnering with a licensed mortgage team that values education, integrity, and long-term support.

Here’s why clients continue to trust us for their financing needs:

Personalized Loan Options

Every borrower’s situation is unique. We design solutions around your real goals and project timeline.

Competitive Rates

With access to a wide lender network, we help secure FHA, Conventional, VA, Jumbo, Construction, and Bridge Loans at the most favorable terms.

Decades of Experience

Over 30 years of combined lending knowledge from professionals who truly care about your success.

Compliance and Privacy

Every step of your loan process is managed through encrypted systems that protect your information while maintaining full CFPB and HUD compliance.

Lena Polnet
Lena Polnet

 

Senior Loan Originator & Founder

📍 51 Buck Road, Huntingdon Valley, PA 19006
📧 dynamicfunding2002@yahoo.com
📞 (215) 364-7171
NMLS ID: 17225  Company NMLS: 17144

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Marina Ayzenberg
Marina Ayzenberg

 

Licensed Loan Originator

📍 51 Buck Road, Huntingdon Valley, PA 19006
📧 marina7@dynamicfunding.net
📞 (215) 364-7171 ext. 206
NMLS ID: 145637  Branch NMLS: 17144

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Lenders & Platforms We Use

At Dynamic Funding Solutions, we rely on industry-leading, trusted, VA-approved institutions and technology platforms:

  • VA.gov

  • Ginnie Mae®

  • Calyx® LOS

  • Equifax®

  • CoreLogic®

  • DocuSign®

  • Notarize®

  • First American Title™

  • MGIC™ VA Tools

  • Flood Zone Reports by CoreLogic®

The Dynamic Funding Advantage

Dynamic Funding Solutions

Loans for Pennsylvania, & Florida

  • Licensed in Florida and Pennsylvania

  • Network of over 100 A-rated lenders

  • FHA, VA, Conventional, Jumbo, Bridge, and Construction Loans

  • Personalized, real-world advice from licensed professionals

  • Long-term guidance after closing for refinancing and investment planning

Our Commitment to Secure and Ethical Lending

At Dynamic Funding Solutions, your financial data is protected through encrypted portals, digital documentation systems, and verified underwriting protocols.
We uphold strict HUD, CFPB, and NMLS compliance frameworks to ensure that every loan remains transparent, fair, and secure.

Your trust is our foundation — and your success is our measure of achievement.

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Use our free mortgage calculator to see your estimated monthly mortgage payment — including principal, interest, property taxes, homeowner’s insurance, and any mortgage insurance (PMI).

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Let’s Build Your Mortgage Plan Together

Whether you’re buying your first home, upgrading, or investing, our team will help you explore your options clearly and confidently — without confusion or pressure.

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7 Frequently Asked Questions About Dynamic Funding Solutions

Answers to the Most Common Questions for PA & FL Buyers

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