You Served Our Country — Now Let Your VA Loan Serve You
Fast Approval, Low Rates, No down payment, No mortgage insurance, Exclusively for Veterans, active-duty service members, eligible spouses.
Powerful Benefits Designed for Those Who Serve
The VA home loan program offers unmatched advantages over conventional and FHA loans. Whether you’re buying, building, or refinancing — you save more upfront and every month.
- $0 Down Payment
- No Private Mortgage Insurance (PMI)
- Competitive Interest Rates
- Limited Closing Costs
- Flexible Credit Requirements
- No Prepayment Penalties
- Reusable Benefit
Who Qualifies for a VA Loan?
VA loans are made for more than just Veterans. If you’re active-duty, in the National Guard or Reserves, or a surviving spouse — you may qualify. Even with prior home ownership or less-than-perfect credit.
- Veterans with qualifying service
- Active-duty personnel (90+ days)
- National Guard & Reserve (6+ years)
- Surviving spouses
- Select uniformed service members (e.g., NOAA, USPHS)
- No Prepayment Penalties
- Reusable Benefit
Straightforward Path to Homeownership
Step-by-Step Process:
- Apply for your Certificate of Eligibility (COE)
- Get pre-approved with a VA-approved lender
- Work with a knowledgeable Realtor
- Complete VA appraisal and inspections
- Close with confidence
- No downpayment required. While some lenders may require a down payment in certain circumstances, the VA loan program does not require the applicant to make a down payment.
- Low interest rates.
- Low closing costs.
- Private Mortgage Insurance (PMI) not required.
- Benefit never expires.
Top VA Loan FAQs
Does every applicant have to pay the VA funding fee?
No, while most applicants are required to pay the funding fee, those who are currently receiving VA disability payments or have been declared to be at least 10% disabled are exempt.
Are there maximum loan amounts for VA mortgage loans?
Yes, generally the VA loan program allows borrowers a loan up to $417,000.
Are gifts from family members allowable for down payments?
Yes, the VA mortgage loan program allows a family member to gift the applicant money to be applied for a down payment.
To discuss your VA mortgage loan options, contact one of the loan professionals at Dynamic Funding today. Call us at (215) 364-7171 or fill out the contact form below.
VA Mortgage Loans may be refinanced
VA mortgage loans have built in features allowing a loan to be refinanced to a lower interest rate without all of the criteria normally associated with a conventional loan. This is called an Interest Rate Reduction Loan; the veteran can secure a lower interest rate without any credit checks, appraisal, and income or asset verification and can roll the costs of the transaction into the loan so there are no out of pocket costs.
- Apply Online or Call Us
- We Verify Your VA Eligibility
- Close Fast — and Move In