By Lena Polnet, NMLS #17225 | Mortgage Loan Originator | Dynamic Funding Solutions, NMLS #17144
Dynamic Funding Solutions is a licensed mortgage broker located in Huntingdon Valley, PA — minutes from Abington Township. We serve homebuyers, homeowners, and real estate investors across Abington, Jenkintown, Glenside, Cheltenham, and all of Montgomery County with access to 100+ lending partners and every major loan program available in Pennsylvania.
Unlike a bank that offers its own products, a mortgage broker works across many lenders to find the rate and program that fits your specific situation — whether you’re buying your first home, refinancing, pulling cash out, or purchasing an investment property.
Why Work with a Mortgage Broker in Abington, PA
More options than any single bank. We work with 100+ wholesale and correspondent lenders, giving you access to rates and programs that local banks in Abington cannot offer.
Faster pre-approvals. Most of our Abington borrowers receive a pre-approval letter within 24 hours of submitting their documents.
Local expertise. Dynamic Funding Solutions is based in Huntingdon Valley — we know Montgomery County neighborhoods, school districts, property values, and local real estate market dynamics.
Every loan type. From conventional 30-year fixed to FHA, VA, bank statement, DSCR, ITIN, and jumbo — we have the programs that fit your income, credit, and property type.
No lender fees on most programs. As a broker, our compensation comes from the lender, not you. On most programs, you pay standard closing costs — no broker origination fees layered on top.
Mortgage Programs We Offer in Abington
Conventional Loans
For borrowers with strong credit and stable W-2 income. Fixed and adjustable rate options from 3% down (first-time buyers) to standard 20% down. Available for primary homes, second homes, and investment properties.
FHA Loans
Government-backed financing with as little as 3.5% down. Easier credit qualification (580+ score). Popular with first-time buyers in Abington, Glenside, and Jenkintown who are building their credit or have limited down payment savings.
VA Loans
$0 down, no PMI, for eligible veterans and active military in Montgomery County. Lena Polnet is a licensed VA loan specialist and handles COE retrieval directly. Pre-approval in 24 hours.
Bank Statement Loans
For self-employed borrowers and business owners who can’t qualify using tax returns. We average 12 or 24 months of personal or business bank deposits to calculate qualifying income. Available for primary homes, second homes, and investment properties.
DSCR Loans
For real estate investors purchasing rental properties in Abington, Cheltenham, or anywhere in Montgomery County. No tax returns, no W-2 required — the rental income covers the loan payment.
Conventional Jumbo
For purchases above conforming loan limits in Montgomery County. Available for primary and second homes with 10–20% down depending on loan size.
Cash-Out Refinance
Access equity in your Abington home to fund renovations, pay off debt, or make another purchase. Available across most loan programs.
Abington and Surrounding Communities We Serve
Dynamic Funding Solutions serves homebuyers and investors across Abington Township and the surrounding Montgomery County communities:
Abington Township — Abington, Roslyn, Meadowbrook, McKinley, Ardsley, Rockledge
Cheltenham Township — Cheltenham, Elkins Park, Wyncote, Glenside, Laverock, Wyndmoor
Adjacent Communities — Jenkintown, Hatboro, Willow Grove, Horsham, Montgomeryville, Ambler, Horsham, Lower Moreland
If you’re buying anywhere in Montgomery County, we can match you to the right program and lender within 24 hours of your first call.
What to Expect Working with Our Abington Mortgage Team
Step 1: Free Consultation
We review your income, credit, down payment, and goals in a free 15-minute call. You tell us what you’re trying to accomplish — we tell you exactly which programs you qualify for.
Step 2: Document Collection
We provide a clear checklist. Most borrowers upload everything digitally — no fax, no driving to an office. Our system is 100% secure.
Step 3: Pre-Approval in 24 Hours
Once your documents are in, we issue your pre-approval letter within one business day. You’ll have everything you need to make competitive offers in the Abington market.
Step 4: Loan Shopping
We submit your file to multiple lenders and compare rates, fees, and terms. You see the options and choose.
Step 5: Processing and Closing
Our team coordinates appraisal, title, underwriting, and closing. Most purchase loans in Montgomery County close in 30 days or less.
Frequently Asked Questions — Mortgage Broker Abington PA
Is Dynamic Funding Solutions licensed to originate mortgages in Pennsylvania?
Yes. Dynamic Funding Solutions, Inc. (NMLS #17144) is a licensed Pennsylvania mortgage broker. Lena Polnet (NMLS #17225) is the senior loan originator handling Abington and Montgomery County loans directly.
What’s the difference between a mortgage broker and a direct lender?
A direct lender (bank, credit union) offers only their own products at their own rates. A mortgage broker works across many lenders, which typically means better rates, more program options, and faster approval — especially for borrowers who don’t fit a standard W-2 profile.
Do you charge a broker fee?
On most programs, we do not charge an additional broker origination fee. Compensation comes from the lender in the form of yield spread premium. Standard closing costs apply (appraisal, title, escrow).
Can you help with first-time buyer programs in Montgomery County?
Yes. We work with PHFA (Pennsylvania Housing Finance Agency) programs, FHA loans with 3.5% down, conventional 3% down options, and HOMEstead forgivable down payment assistance (up to $10,000). We’ll identify which programs stack together for maximum savings.
How long does pre-approval take?
24 hours for most borrowers after documents are received. We can also provide a same-day soft-pull pre-qualification call if you want to know your range before gathering documents.
Do you offer investment property loans for Abington rentals?
Yes. DSCR loans for rental properties in Abington and Cheltenham Township require no personal income documentation — the property’s rental income qualifies the loan. Minimum 15–20% down, 620+ credit score.
Start Your Abington Mortgage Pre-Approval
Dynamic Funding Solutions is located at 51 Buck Road, Huntingdon Valley, PA 19006 — minutes from Abington Township. We serve all of Montgomery County with access to 100+ lenders and every major loan program.
To get started:
- Call (215) 364-7171 or book your free 15-minute call
- Tell us your purchase price, down payment, and income type
- Receive your pre-approval letter within 24 hours
Dynamic Funding Solutions, Inc.
51 Buck Road, Huntingdon Valley, PA 19006
NMLS Company #17144 | Licensed in Pennsylvania and Florida
Lena Polnet, NMLS #17225 | (215) 364-7171
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