Dynamic Funding Solutions, Inc. (NMLS #17144) is a mortgage broker based in Huntingdon Valley, Pennsylvania. We arrange home and investor loans for borrowers anywhere in Pennsylvania and Florida, and DSCR investor loans in New Jersey. Lena Polnet founded the company in 1998, and it has run under the same name and the same NMLS number ever since.
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History and leadership
Lena Polnet, NMLS #17225, founded Dynamic Funding Solutions in 1998 and leads it today as senior loan originator. Marina Ayzenberg, NMLS #145637, originates loans alongside her. Together they match each borrower with the loan program that fits their income documentation and property, instead of steering every applicant toward the same product.
Key dates in the company record:
- 1998: Company founded, Huntingdon Valley, PA
- 2014: PA Mortgage Lender, License #49018 issued
- 2018: FL Mortgage Lender, License MLD1673 issued
Loan programs
Dynamic Funding Solutions arranges three kinds of loans, in the order the company prioritizes them:
- Bank statement loans for self-employed borrowers and 1099 contractors who qualify on deposits, not tax returns.
- DSCR loans for real estate investors, qualified on the property’s rental income rather than the borrower’s personal income.
- Full documentation loans, including FHA, VA, and conventional financing, for borrowers with standard W-2 or tax-return income.
Program details are on the mortgage services page, including DSCR loans and bank statement loans.
Areas served and licensing
Dynamic Funding Solutions lends in these states:
- Pennsylvania, every county, under Pennsylvania Mortgage Lender License #49018. Most clients live in Bucks County, Philadelphia, Huntingdon Valley, Feasterville, and the surrounding counties, and Lena closes loans anywhere in the state remotely, with documents signed electronically.
- Florida, under Florida Mortgage Lender License MLD1673.
- New Jersey, DSCR investor loans only.
Both state licenses sit under NMLS Company ID #17144. State agency contacts are on the licensing and disclosures page.
Regulation and compliance
Every loan Dynamic Funding Solutions arranges goes through a licensed mortgage loan originator, follows the Truth in Lending Act (TILA) disclosure timeline, and is subject to the Real Estate Settlement Procedures Act (RESPA) and the Equal Credit Opportunity Act (ECOA). The company is an Equal Housing Lender under the Fair Housing Act. These rules apply to every mortgage lender licensed by the Pennsylvania Department of Banking and Securities and the Florida Office of Financial Regulation.
Verify our license
Open the company record for NMLS #17144 or Lena Polnet’s record for NMLS #17225 on NMLS Consumer Access, the free public database run by the Nationwide Multistate Licensing System. Each record shows the name, the office address, the states licensed, and any regulatory action.
You can also read our Google reviews from past borrowers.
Talk to a loan originator
Send Dynamic Funding Solutions the details of your situation and a licensed originator will tell you which program fits, or call (215) 364-7171 to reach Lena Polnet or Marina Ayzenberg directly. You can also read more about Lena Polnet.
Frequently asked questions
When was Dynamic Funding Solutions founded?
Dynamic Funding Solutions was founded in 1998 by Lena Polnet and has operated under the same name and NMLS Company ID #17144 since then.
What areas does Dynamic Funding Solutions serve?
Dynamic Funding Solutions lends anywhere in Pennsylvania under license #49018 and in Florida under license MLD1673, and offers DSCR investor loans in New Jersey. Most clients are in Bucks County, Philadelphia, and the surrounding counties.
Who originates the loans at Dynamic Funding Solutions?
Lena Polnet, NMLS #17225, founder and senior loan originator, and Marina Ayzenberg, NMLS #145637.
What loan programs does Dynamic Funding Solutions prioritize?
Bank statement loans, DSCR loans, and full documentation loans including FHA, VA, and conventional, in that order.
How do I confirm Dynamic Funding Solutions is licensed?
Search NMLS Company ID #17144 at nmlsconsumeraccess.org. The record lists the company’s Pennsylvania and Florida licenses and any regulatory action.