Mortgage Broker Davie FL

Dynamic Funding Solutions, led by Florida-licensed mortgage broker Lena Polnet (NMLS #17225), brings 28+ years of lending expertise to buyers and investors in Davie, FL. Whether you’re purchasing a single-family home near Nova Southeastern University or financing an investment property in Broward County, we offer FHA, VA, Conventional, DSCR, Jumbo, and Non-QM solutions. Call (215) 364-7171 to get started.

Home Loan Programs in Davie FL

• FHA Loans — 3.5% down payment with flexible underwriting; a strong fit for Davie’s first-time and repeat buyers navigating a competitive market.
• VA Loans — Zero down payment with no private mortgage insurance for eligible veterans; Davie has a notable active-duty and veteran population near military installations.
• Conventional Loans — Conforming and high-balance options with competitive fixed and adjustable rates for creditworthy buyers.
• Jumbo Loans — Financing above conforming limits for Davie’s larger equestrian estates, executive homes, and premium subdivisions.
• DSCR Loans — Investor financing qualified on rental income; no personal tax returns or employment verification needed.
• Non-QM / Bank Statement Loans — Alternative income documentation for self-employed professionals, contractors, and business owners in Davie.

Florida First-Time Homebuyer Programs

Davie buyers may be eligible for state assistance through the Florida Housing Finance Corporation. Programs include:

• FL Assist — Up to $10,000 in deferred down payment assistance at 0% interest; repayment only due upon sale, refinance, or payoff of the first mortgage.
• HFA Preferred — Below-market rate 30-year Conventional loan with down payment assistance for income-eligible Broward County buyers.
• Florida Homeownership Loan Program (FL HLP) — A 3% fixed-rate second mortgage option to supplement down payment funds.

Program availability depends on income and purchase price. Contact (215) 364-7171 to confirm eligibility for a Davie purchase.

Real Estate Investors in Davie FL

Davie’s large lot sizes, equestrian zoning, and proximity to major employment corridors (I-595, I-75) attract both residential and investment buyers. Our investor loan options include:

• DSCR Loans — Cash-flow-based qualification with no income documentation; close in an LLC for asset protection.
• STR / Airbnb Financing — AirDNA income projections accepted to underwrite short-term rental properties in Davie and surrounding Broward communities.
• LLC Vesting — Title properties in your business entity without triggering due-on-sale issues under standard investor programs.
• No Tax Return Programs — 12- or 24-month bank statement loans for investors who shelter income through entity structures.
• Fix & Hold / BRRRR — Bridge acquisition financing with a path to long-term DSCR refinance once the property is stabilized.

FAQ — Mortgage Broker Davie FL

Can I use a Florida down payment assistance program in Davie?

Yes, if your household income and the purchase price fall within Florida Housing Finance Corporation limits for Broward County. The FL Assist program offers up to $10,000 with no monthly payment. Call (215) 364-7171 to check your eligibility.

Are jumbo loans available in Davie FL?

Yes. Dynamic Funding Solutions offers jumbo loan programs for Davie properties priced above conforming limits. Lena Polnet works with multiple wholesale jumbo investors to find competitive rates for larger purchases and refinances.

Can investors buy in Davie with a DSCR loan?

Absolutely. DSCR loans are one of our most popular investor products in Broward County. You qualify based on the property’s projected or actual rental income — no personal income documentation required. Call (215) 364-7171 to discuss your Davie investment scenario.

Ready to buy or invest in Davie FL? Call (215) 364-7171 or visit dynamicfunding.net to speak with Lena today.

Dynamic Funding Solutions, Inc. — NMLS #17144 | Lena Polnet — NMLS #17225 | Licensed in Pennsylvania and Florida | Equal Housing Lender