Mortgage Broker in Ardmore, PA
Ardmore is Lower Merion Township’s most walkable village, a transit hub on the Paoli/Thorndale SEPTA line, a revitalized downtown, and a housing market that spans from entry-level condos to substantial Main Line homes. Dynamic Funding Solutions serves Ardmore buyers with FHA, conventional, jumbo, and PHFA programs.
Mortgage Programs for Ardmore Buyers
FHA: Ardmore’s entry-level condos and rowhomes can be FHA-financed. Lower Merion is in the Philadelphia MSA, FHA limit $524,225.
Conventional: 3 to 5% down for 620+. Most Ardmore single-family transactions use conventional.
Jumbo: Larger Ardmore properties and the higher-end Main Line tier push above conforming limits.
VA: Veterans purchasing in Ardmore, zero down.
PHFA: First-time buyer assistance available for income-qualified Lower Merion buyers.
Condo: Ardmore has condo inventory, warrantability check before offer.
Ardmore / Lower Merion Market
- Lower Merion School District, one of PA’s top-ranked school districts
- SEPTA Ardmore station (Paoli/Thorndale line), premium commuter access
- Mix of older rowhomes and twins (entry-level) and substantial single-family (mid-to-upper)
- Growing dining and retail scene driving lifestyle buyer demand
- Price range: $350,000, $1.5M+ depending on property type
Main Line Entry Points, Ardmore for First-Time Buyers
- Ardmore offers some of the Main Line’s most accessible pricing
- First-time buyers: FHA + PHFA combination can work in the lower price tier
- Condo and rowhome inventory provides entry without compromising on school district
- Competitive market, fast pre-approval matters
FAQ, Mortgage Broker Ardmore PA
Is Lower Merion Township in Delaware or Montgomery County for Ardmore?
Lower Merion Township is in Montgomery County. Ardmore sits on the Montgomery/Delaware County border, but most of the Ardmore residential area is in Lower Merion Township, Montgomery County.
Can I use PHFA programs for an Ardmore home purchase?
Yes, if you meet PHFA income and purchase price limits for Montgomery County. Call to check current limits, Lower Merion’s higher prices can sometimes exceed PHFA purchase caps.
Are there FHA loans available for Ardmore condos?
Only for condos on HUD’s FHA-approved list. We check specific Ardmore buildings before you make an offer.
Ardmore buyer? First-time or move-up, call (215) 364-7171. Main Line specialist.
Dynamic Funding Solutions | NMLS #17144 | Lena Polnet, NMLS #17225 | 726 Huntingdon Pike, Huntingdon Valley, PA 19006 | Licensed in Pennsylvania. This is not a commitment to lend. All loans subject to credit approval.