Mortgage Broker in Jenkintown, PA
Jenkintown is one of southeastern Pennsylvania’s most walkable communities — a historic borough with Victorian architecture, a walkable town center, and Old York Road character that draws buyers from Philadelphia and the broader Main Line corridor. Dynamic Funding Solutions is located approximately 2 miles from Jenkintown in Huntingdon Valley. We’ve worked with Jenkintown buyers and homeowners for 28+ years.
Mortgage Programs for Jenkintown Buyers
FHA: Many of Jenkintown’s older homes qualify. 3.5% down, 580+ credit. Pre-1978 homes have lead paint protocols on FHA — we navigate this routinely.
Conventional: Jenkintown’s price range ($350K–$700K+) is within conforming limits. 3–5% down for 620+.
Jumbo: Larger Jenkintown properties and the luxury tier exceed $800K and require jumbo financing.
VA: Zero down for veterans. Jenkintown is in the Philadelphia metro — strong veteran community.
Bank Statement: Some Jenkintown buyers are self-employed or small business owners. Bank statement programs available.
Jenkintown Borough Housing Market
- Abington School District (within Jenkintown Borough: Jenkintown School District — small, award-winning independent district)
- Victorian, Tudor, and Colonial Revival architecture — premium for historic character
- Walkable downtown with restaurants, shops — lifestyle premium
- SEPTA regional rail (Jenkintown-Lansdale and Jenkintown-Doylestown lines) — major commuter access point
- Price range: $350,000–$900,000+
Historic Homes and Mortgage — What to Know
- FHA appraisers look at condition, not character — a well-maintained older home typically passes
- Lead paint disclosure required on pre-1978 homes; FHA requires XRF or chip testing if defective paint suspected
- Older HVAC, electrical, and plumbing: FHA requires working systems, not updated ones
- Jumbo lenders: no FHA property standards — appraised value is the primary concern
FAQ — Mortgage Broker Jenkintown PA
How close is Dynamic Funding Solutions to Jenkintown?
Our office is in Huntingdon Valley, approximately 2 miles from Jenkintown Borough on Old York Road / Route 611.
Can I use FHA to buy a Victorian home in Jenkintown?
Yes, if the home is in serviceable condition. FHA looks at function, not aesthetics. A Victorian with working mechanicals, no active roof leaks, and no peeling paint typically passes. We can walk through the likely appraisal issues before you make an offer.
Is there a school district premium for Jenkintown real estate?
Yes. Jenkintown School District is small and highly rated — it creates a premium for borough properties vs. adjacent Abington Township properties. This is reflected in appraisals and comp selection.
Jenkintown buyer? Call (215) 364-7171 — we’re 2 miles away and know this market.
Dynamic Funding Solutions | NMLS #17144 | Lena Polnet NMLS #17225 | 726 Huntingdon Pike, Huntingdon Valley, PA 19006 | (215) 364-7171 | Licensed in Pennsylvania. This is not a commitment to lend. All loans subject to credit approval and property qualification.