Wexford PA Mortgage Broker — FHA, VA, DSCR & Non-QM Loans

Lena Polnet is a licensed Pennsylvania mortgage broker with 28+ years of experience serving Wexford and the North Hills of Allegheny County. A high-income suburb in the North Allegheny School District, Wexford attracts physicians, attorneys, tech professionals, and executives — buyers who often need financing that goes well beyond what a standard bank offers. The process is fully digital — no branch visit required. Call (215) 364-7171 or apply at dynamicfunding.net. Lena shops your file across 100+ wholesale lenders to find the right program at the right price.

Home Loan Programs Available in Wexford PA

Wexford’s luxury and new construction market makes jumbo loans a routine part of the financing landscape — covering purchases above the conforming loan limit without the restrictive overlays imposed by retail banks. Conventional loans serve buyers with strong credit and standard income documentation. Bank statement programs are in high demand among Wexford’s physician, attorney, and tech executive buyers whose tax returns understate their real income. VA loans are available to eligible veterans with no down payment and no lender fee. DSCR loans open investment property financing based on rental income rather than personal debt-to-income. Portfolio loans are available through select lenders for unusual properties — large acreage, mixed-use structures, or non-warrantable situations — common in Wexford’s high-end market.

Why Work With a Mortgage Broker in Wexford

A bank offers its own products. Lena shops your file to 100+ wholesale lenders — including programs your local bank or credit union won’t have access to. For Wexford borrowers, that means jumbo loans without bank overlay requirements, DSCR financing for investment properties, bank statement programs for the self-employed, and VA loans with no lender fee. One application, multiple lenders, better pricing.

Pennsylvania First-Time Homebuyer Programs

PHFA’s K-FIT grant provides up to 5% of the purchase price (minimum $1,000) as a forgivable second mortgage — stays forgivable as long as you occupy the home for 10 years. Available throughout Allegheny County and all of Pennsylvania. Stacks with FHA, conventional, VA, or USDA loans. Also available: HFA Preferred (lower MI rates on conventional) and Keystone Home Loan for moderate-income buyers.

FAQ — Wexford PA Mortgage

What kind of jumbo loan options are available in Wexford?

Wexford home prices frequently exceed the conforming loan limit, making jumbo financing essential. Lena works with multiple wholesale jumbo lenders — including non-QM jumbo products for self-employed buyers, interest-only options, and programs with as little as 10% down on higher loan amounts. Wholesale jumbo pricing often beats what a retail bank offers because Lena is not the end lender and charges no origination fee on many programs.

Can a physician or attorney in Wexford qualify using bank statements instead of tax returns?

Yes. Bank statement programs are specifically designed for high-income professionals whose tax deductions reduce their stated income on paper. Lena qualifies these borrowers using 12 or 24 months of personal or business bank statements. Some lenders also offer physician loan programs with 0–5% down, no PMI, and higher debt-to-income allowances for licensed medical professionals. These programs are well-suited to Wexford’s medical and legal professional community.

Are portfolio loans available in Wexford for unusual properties?

Yes. Portfolio loans are held on the lender’s own books rather than sold to Fannie Mae or Freddie Mac, which means they can accommodate properties that fall outside agency guidelines — large acreage, mixed-use, non-warrantable condos, or unique high-end homes. Lena works with select wholesale lenders who offer portfolio programs for Allegheny County properties where conventional or jumbo guidelines create obstacles.

Get Pre-Approved — Wexford PA

Call (215) 364-7171 or visit dynamicfunding.net. Fully digital — no branch visit needed. Lena is licensed throughout Pennsylvania including Western PA.

Dynamic Funding Solutions, Inc. — NMLS #17144 | Lena Polnet — NMLS #17225 | Licensed in Pennsylvania and Florida | Equal Housing Lender