Plum PA Mortgage Broker — FHA, VA & Home Loans in Allegheny County
Dynamic Funding Solutions serves homebuyers and real estate investors in Plum, Pennsylvania and throughout Allegheny County. Lena Polnet (NMLS #17225) has 28+ years of mortgage experience and offers FHA loans, VA loans, DSCR investor loans, conventional loans, and down payment assistance. Call (215) 364-7171.
Home Loan Programs Available in Plum
Plum Borough is a growing family community in eastern Allegheny County, attracting buyers who want suburban space with easy access to the Pittsburgh corridor via Route 286 and the Penn Lincoln Parkway. Home prices in Plum fall within FHA loan limits, making FHA financing at 3.5% down (580+ credit) a strong fit for first-time and move-up buyers. Conventional loans at 3–5% down are common for buyers with stronger credit profiles. VA loans with 0% down are available to Plum veterans and active-duty service members. Real estate investors targeting Plum’s steady rental demand can qualify through DSCR loan programs based on property income, while self-employed residents can use bank statement loans to document their qualifying income.
Down Payment Assistance in Allegheny County
Plum Borough buyers who meet income guidelines can access the PHFA Keystone Home Loan program alongside the K-FIT forgivable grant — up to 4% of the loan amount toward closing costs, forgiven over 10 years. The HOMEstead Down Payment Assistance program offers up to $10,000 for qualifying Allegheny County borrowers. Additional county-sponsored down payment grant programs are available for first-time buyers at eligible income levels. All assistance programs pair with 30-year fixed rate financing. Lena reviews each borrower’s profile against every available program before recommending a loan structure.
Why Use a Mortgage Broker in Plum vs a Bank
Dynamic Funding Solutions works with 100+ wholesale lenders, giving Plum buyers access to loan programs and pricing that no single bank can match. For Plum families and first-time buyers, that translates to better FHA terms, competitive conventional rates, and full access to PHFA down payment assistance. Lena provides direct, personal service across the full Allegheny County and Pittsburgh MSA market — faster decisions, more flexible qualifying, and a single point of contact from application to closing keys.
FAQ — Mortgage Loans in Plum PA
- What loan programs are available in Plum PA?
- FHA loans (3.5% down, 580+ credit), VA loans (0% down for veterans), conventional loans, DSCR investment property loans, and bank statement loans for self-employed borrowers. Call (215) 364-7171 for a free consultation.
- Can I get a VA loan in Allegheny County PA?
- Yes. Veterans and active-duty service members can purchase homes in Plum with 0% down using a VA loan. Lena Polnet NMLS #17225 processes VA loans throughout Allegheny County.
- What down payment assistance is available in Plum PA?
- PHFA Keystone Home Loan and K-FIT grant programs are available to qualified buyers in Allegheny County. The K-FIT grant provides up to 4% of the loan amount for closing costs. Call us to check eligibility.
Plum is a community in Allegheny County, Pennsylvania, part of the Pittsburgh metropolitan statistical area. Allegheny County is the second most populous county in Pennsylvania. Home prices vary significantly by municipality — from starter homes in Penn Hills to high-end properties in Mount Lebanon, FHA and conventional loan options serve the full price spectrum.
Get Pre-Approved Today
Call (215) 364-7171 or visit dynamicfunding.net.
Dynamic Funding Solutions, Inc. — NMLS #17144 | Lena Polnet — NMLS #17225 | Licensed in Pennsylvania and Florida | Equal Housing Lender