Pennsylvania homeowners are sitting on significant equity after several years of appreciation. The question most people face when they decide to use that equity is not whether to tap...
Refinance
Cash-out vs rate-and-term refinance — LTV limits, when each makes sense for PA and FL homeowners, break-even analysis, and how to decide based on your equity position and rate...
By Lena Polnet, NMLS #17225 | Dynamic Funding Solutions, Inc. Refinancing a mortgage isn’t free — there are closing costs involved, and the financial benefit of a lower rate...
A homeowner in Bucks County has $120,000 in equity and needs $60,000 to renovate a kitchen and add a bathroom. They’ve heard from friends that a HELOC is the...
A homeowner in Delaware County closed on her home in 2023 at a 7.5% rate. Two years later, rates have come down and her credit score has climbed from...