By Lena Polnet, NMLS #17225 | Dynamic Funding Solutions, Inc. When buyers ask how much home they can afford, the conversation usually focuses on income, credit score, and down...
By Lena Polnet, NMLS #17225 | Dynamic Funding Solutions, Inc. The Loan Estimate you receive within three business days of applying for a mortgage lists a lot of line...
Changing jobs before or during the mortgage process doesn't automatically disqualify you. Here's exactly what Pennsylvania lenders look at — and how to position your application when your employment...
If your new home sits in a FEMA Special Flood Hazard Area, flood insurance isn't optional — it's a condition of your loan. Here's what Pennsylvania and Florida buyers...
Buying mortgage discount points can lower your rate and your payment — but only if you stay in the home long enough to break even. Here's how to run...
Most borrowers who want to build a home from scratch assume the financing works like a regular purchase mortgage. They picture signing once, breaking ground, and moving in. What...
A buyer calls three lenders looking for financing on a manufactured home sitting on a lot they own outright in central Pennsylvania. The first lender says they don’t do...
A homeowner in Bucks County has $120,000 in equity and needs $60,000 to renovate a kitchen and add a bathroom. They’ve heard from friends that a HELOC is the...
An investor in Delaware County owns six rental properties. Every one of them cash flows. Two were purchased with hard money and rehabbed, so they have seasoning issues. Three...
A real estate investor with three rentals, solid credit, and properties that each produce positive cash flow sits down to finance a fourth. The conventional lender asks for two...